Get Pre-Qualified Today

The Home Loan Process

Finding the right loan is an essential first step in the home buying process. Everything from your credit and income to your down payment can affect your ability to qualify for a loan.

TheMLSonline.com recommends several mortgage lenders with a long history of providing quality lending services. An experienced loan officer will discuss the different types of loans available, determine the maximum amount you can borrow, and calculate a monthly payment that fits your budget.

Get to know our Home Mortgage Professionals

Richard
Smyth
TruStone
Mona
Edick
Bay Equity
Jeff
Zajac
TruStone
Jason
Chitwood
Movement
Richard Smyth
Area Sales Manager
TruStone Home Mortgage NMLS#422593
Richard Smyth joined TruStone Home Mortgage as a Mortgage Consultant in 2015. With nearly 10 years of experience in the mortgage industry, he has the skills to guide borrowers through the home buying process with ease. With a bachelor's degree in finance from the National University of Ireland Maynooth and a background as a financial advisor, Richard knows the ins-and-outs of financing and will help you get from contract to close. Away from work, Richard spends his time playing music, enjoying the outdoors and spending time with his family.
763-270-4334

 Residential Loan Pre-Qualification Form

To get started on your loan pre-qualification, please complete the form below. A loan officer will need to gather additional information in order to determine your eligibility for a loan.

to

I would like to get pre-qualified:  

I am interested in buying:  

I plan to use my new home as:  

I want to finance using:  

Loan term:  

I am interested in down payment assistance:  

Down payment amount:  

I am married:  

I am currently renting:  

My credit score:  

Comments/Questions:  

Mortgage Rates

Based on national averages. Updated

Mortgage Calculator*

Advanced Options

*The mortgage calculator is provided only for general information and educational purposes only. TheMLSonline.com does not guarantee the accuracy of the calculations or the monthly payment displayed. It is not intended as financial, insurance, tax or legal information regarding your financial situation; please consult with a financial advisor. Property insurance is based on approximately $35 per $100,000 of property value. Actual rate will vary based on coverage options.


Disclosure: TheMLSonline.com website contains advertisements and endorsements of affiliated industry service providers including: mortgage lenders, staging services, home inspectors, title companies and moving services. TheMLSonline.com, Inc. may receive compensation as a result of these advertising and marketing agreements. As a client of TheMLSonline.com, Inc. you have the right to select a service provider of your choosing and are not required to seek the assistance from any advertiser or affiliate of TheMLSonline.com, Inc.